Terms & Conditions

Acceptance of terms

By accessing, browsing, or using vivipay, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use this website. These terms constitute a legally binding agreement between you and vivipay.

We also recommend that you review our Disclaimer and Privacy Policy, as they contain important information about how we operate and handle data.

Your continued use of this website after any changes to these terms constitutes your acceptance of the revised terms. It is your responsibility to review these terms periodically for updates.

Website purpose and scope

vivipay is an independent educational website that provides informational content about the vivipay P2P wallet ecosystem. Our purpose is to:

• Explain how to safely download and install the vivipay APK
• Guide users through registration and login processes
• Explain P2P USDT trading mechanics and safety practices
• Provide information about wallet features, earning mechanisms, and invite codes
• Educate users about common scams and security best practices

Important clarifications:

• We are not an official app store or Google Play Store listing
• We do not process trades, payments, or financial transactions
• We do not hold user funds or operate the vivipay mobile application
• We do not provide customer support for the vivipay app
• We are not affiliated with the vivipay app developers or operators

Permitted use

You may use this website for personal, non-commercial purposes, including:

• Reading and learning from our educational content
• Downloading the APK from links we provide (at your own risk)
• Contacting us with legitimate questions or feedback
• Sharing links to our pages with others who may benefit from the information

You may not:

• Use this website for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to our servers or systems
• Use automated tools (bots, scrapers, crawlers) to harvest data
• Reproduce, modify, or distribute our content without permission
• Use this website to promote scams, fraud, or malicious activities
• Impersonate our website or misrepresent your affiliation with us

External links and third-party content

Our website contains links to third-party websites and services, including:

• Download portals: External sites where the vivipay APK may be hosted
• Social media platforms: Telegram channels, WhatsApp groups, or other social networks
• External resources: Links to other websites for additional information
• Third-party services: Analytics tools, font providers, CDN services

Your use of external links:

• We provide these links for convenience and informational purposes only
• We do not endorse, guarantee, or take responsibility for third-party content
• We are not responsible for the privacy practices or security of external sites
• You should review the terms and policies of any third-party site you visit
• Clicking external links is at your own risk

APK downloads: Installing APKs from sources outside Google Play Store carries inherent security risks. While we strive to provide links to trusted sources, you assume all responsibility for any files you download and install on your device.

User responsibilities and conduct

By using this website, you agree to the following responsibilities:

Security practices

• Never share your OTP, password, UPI PIN, or other sensitive credentials with anyone
• Verify all payments in your own banking apps before releasing tokens in P2P trades
• Be cautious of phishing attempts, fake support calls, and fraudulent messages
• Keep your device and apps updated with security patches

Legal compliance

• Comply with all applicable laws in your jurisdiction
• Understand the tax implications of cryptocurrency trading in your country
• Ensure your activities align with local regulations regarding P2P trading
• Do not use this website or the vivipay app for illegal activities

Prohibited activities

• Do not use this website to facilitate fraud, scams, or money laundering
• Do not attempt to exploit vulnerabilities in our website or systems
• Do not use automated tools to overload our servers or disrupt service
• Do not post or transmit malicious code, viruses, or harmful content
• Do not engage in harassment, abuse, or threatening behavior

Intellectual property

All content on vivipay, including but not limited to:

• Text, articles, and guides
• Images, graphics, and logos
• Code, scripts, and software
• Design elements and layout
• Trade marks and service marks

Is the property of vivipay or its content suppliers and is protected by international copyright laws. You may not:

• Reproduce, copy, or distribute our content without explicit permission
• Modify, adapt, or create derivative works from our content
• Use our content for commercial purposes without authorization
• Remove or alter any copyright notices or proprietary labels

Any unauthorized use of our intellectual property may violate copyright laws, trademark laws, and other applicable regulations.

Accuracy of information

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about:

• The completeness, accuracy, reliability, or availability of the information
• The suitability of the information for your specific situation
• The continued availability or functionality of external links
• The accuracy of app features, rates, or policies (which may change)

App screens, features, fees, and policies referenced in our guide may change without notice. Always verify details inside the official vivipay app before making any decisions. If you notice outdated information, please contact us.

Limitation of liability

To the maximum extent permitted by applicable law, vivipay and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use or inability to use this website
• Any errors, omissions, or inaccuracies in the content
• Financial losses from trading activities or market volatility
• Security breaches, data loss, or device compromise from APK downloads
• Phishing attacks, scams, or fraudulent activities
• Website downtime, errors, or technical issues
• Reliance on information provided in our guides
• Any actions taken based on content from third-party links

This limitation applies whether the liability is based on contract, tort, negligence, strict liability, or any other legal theory. Use the home guide as general educational information only, not as professional advice.

Indemnification

You agree to indemnify, defend, and hold harmless vivipay and its operators from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of this website
• Your violation of these Terms & Conditions
• Your violation of any applicable laws or regulations
• Any activities you undertake related to the vivipay app or P2P trading
• Any content you submit or transmit through our website

Privacy and data protection

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using this website, you consent to our data practices as described in the Privacy Policy.

Modifications to these terms

We reserve the right to modify these Terms & Conditions at any time, with or without prior notice. Changes will be effective immediately upon posting on this website. The "Last updated" date at the top of this page will be revised when we make changes.

Your continued use of the website after any modifications constitutes your acceptance of the revised terms. We encourage you to review these terms regularly to stay informed about your rights and responsibilities.

Governing law and jurisdiction

These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising from or relating to these terms or your use of this website shall be subject to the exclusive jurisdiction of the courts in India.

Severability

If any provision of these Terms & Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it enforceable while preserving its original intent.

Waiver

Our failure to enforce any right or provision of these Terms & Conditions shall not constitute a waiver of such right or provision. Any waiver of any provision shall be effective only if in writing and signed by an authorized representative of vivipay.

Entire agreement

These Terms & Conditions, together with our Disclaimer and Privacy Policy, constitute the entire agreement between you and vivipay regarding your use of this website. These terms supersede all prior agreements, communications, and understandings relating to the subject matter hereof.

Contact information

If you have questions about these Terms & Conditions, please contact us:

Email: support@vivipay

For complete legal information, also review our Disclaimer and Privacy Policy.

Age Requirement

This website and the information provided through vivipay.com.in are intended for users who are 18 years of age or older.

By accessing or using this website, you acknowledge that you meet the applicable minimum age requirement. If you are under 18, you should not use this website for financial, P2P, digital-asset, payment or other related activities.

Users are responsible for ensuring that their use of any external platform, service, application or payment method complies with the applicable laws, regulations and eligibility requirements in their jurisdiction.

This website does not determine or guarantee the eligibility of users for any external platform or service. Users should independently verify the applicable age, legal and account requirements before proceeding.